• If gasoline prices continue to drop we may see…
• Fundraising profits for school fundraisers, church fundraisers, and most non-profit fundraising campaigns will increase on lower oil prices.
• Families, corporations, and individuals will be more likely to donate hard earned funds to charitable causes as oil prices come down.
• Disposable income will increase 6% in the next year if oil prices stay below $62 per barrel.
• Lower gasoline will prices mean more travel.
• Bed and Breakfasts will have even more guests in 2009 due to reduced travel costs from lower oil.
• Families will be in better financial shape to travel further from home beginning in Spring 2009.
• American factory workers can expect some financial relief for the coming holidays.
• Working class families will have $200-$600 more for the holidays from reduced gasoline expenses.
• Effects of the Bail Out will be negligible compared to the effects of lower gasoline prices on the middle class.
• Home Sales will increase on lower oil prices.
• Home Loans, Refinancing and HELOCs will increase.
• Foreclosures will decrease substantially.
• Daily oil consumption in the United States is around 20 million barrels per day.
• Daily gasoline usage in the U.S. is 390 million gallons of gasoline per day. see EIA
• In the past two weeks, the national average for a gallon of gasoline has dropped 53 cents per gallon.
• The United States imports about sixty percent of its oil.
• Gasoline has dropped over $1.25 per gallon, on a national average, since the high of around $4.11-14 in July.
• 60% of gasoline in the U.S. is imported.
• 234 million daily gasoline used in the U.S. is imported.
• $292 million dollars per day is being saved by the United States from the drop in gasoline prices.
• Every 3.5 days the United States saves 1 billion dollars on gasoline.
• The average American uses 500 gallons of gasoline per year.
• Gasoline at $2 per gallon translates to $1000 PER PERSON “tax credit” per year.
• Average family size in the U.S. is 3.14 persons.
• Average Yearly “Tax Credit” from lower oil prices translates to $3,140 per “average” family.
• Average Family income (2007) in the United States was about $50,000
• Gasoline at $2 per gallon will provide a 6% tax credit to every American family.

Paul J. Chavaux www.tweensteeples.com